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Rynox Insurance- Terms and Condition

About This Policy

  1. This insurance policy covers disability and hospitalisation in case of an accident.
  2. This insurance policy can be availed complimentary upon purchase of any Rynox jacket, pants or gloves worth INR 4,000/- or more.
  3. Submission of proof of purchase in the form of a purchase invoice received from an authorised Rynox dealer is mandatory to avail this policy.
  4. An individual may avail one (1) policy per year, irrespective of the number of eligible products purchased in that year.

What's Covered

  1. Disability up to INR 50,000/-
  2. Hospitalisation up to INR 50,000/-
  3. Permanent total disability INR 50,000/- (For eg: loss of both feet or both eyes or being in a coma).
  4. Hospitalisation (inpatient) due to an accidental injury while riding is covered up to INR 50,000/-.

What's Not Covered

  1. Individuals below 18 years and above 65 years are not eligible for this insurance.
  2. Accidents while under the effects of intoxicants or hallucinogens are not covered.
  3. Treatment for any medical issue unrelated to the accident (pre-existing conditions or pregnancy) is not covered.
  4. Accidents while participating in any competition or hazardous sports or activities are not covered.
  5. Individuals committing a crime or attempting self-injury will not be covered.
  6. Treatment for Bacterial infections (except pyogenic infections which shall occur through an accidental cut or wound) or any other kind of disease is not covered.
  7. Treatment of hernia resulting from any bodily injury is not covered.
  8. Dental care or surgery (except as occasioned by Accidental Injury) is not covered.

Following is the list of disabilities (permanent and total):

  1. Loss of sight of both eyes
  2. Loss of two entire hands or two entire feet
  3. Loss of one entire hand and one entire foot
  4. Loss of sight of one eye and such loss of one entire foot, or hand
  5. Complete loss of hearing of both ears & complete loss of Speech
  6. Complete loss of hearing of both ears or complete loss of speech and loss of one limb or loss of sight of one eye
  7. Comatose State

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